Who Pays Car Crash Medical Bills When There is No Health Insurance?
Who is Going to Pay the Medical Bills if the Victim is Injured in a Florida Automobile Accident When There is no Health Insurance?
Injury victims tend to have questions and concerns about medical care and treatment as well as the payment.
This is especially true for the injury victim who does not have health insurance.
After an automobile accident, there are various payment sources and options for treatment that could be available for the victim.
The provision of and payment of medical care and treatment following an automobile accident can be quite complicated.
Because of this, it is important to retain the services of a Florida Personal Injury Attorney for advice, consultation, and legal representation.
Here are some of the potential sources of payment or provision of medical bills after an injury in a Florida Automobile Accident when there is no medical insurance (government or private).
Medical Bills Payment Options
Personal Injury Protection (PIP) Insurance Coverage
An automobile accident victim may qualify for PIP coverage under his or her automobile insurance policy, a resident relative’s automobile insurance policy, and or the automobile insurance policy of the vehicle occupied by the injury victim.
Medical Payment (Med Pay) Insurance Coverage
A person may qualify for Med Pay coverage in a similar manner to the way which someone qualifies for PIP coverage.
Med Pay, like PIP, has limits of coverage.
Letter of Protection
Some medical providers in the community will accept a Letter of Protection otherwise known as an LOP.
Any injury victim and the victim’s attorney usually sign this document. The LOP represents a promise to pay the medical provider upon the conclusion of the case or claim.
A medical provider does not have to accept a Letter of Protection.
Furthermore, a medical provider can decide to to cease providing medical treatment when there is a LOP in place. They can do this at any time.
Private Pay/Cash/Check/Credit Card
These are typically the last options for payment for a patient.
Typically, if a person does not have health insurance, the person will not have available funds to pay for treatment.
After an automobile accident, it can be challenging to obtain medical treatment and care for the reasonable and necessary medical expenses.
It can also put a financial strain on an injury victim and the family for not only the medical bills but in instances where the injury victim is put out of work and unable to earn money while treating for or recovering from the accident related injuries.
After an injury in an automobile accident, is important to retain the legal services of a Florida Personal Injury Attorney.
They will ensure the injury victim’s rights to compensation are pursued and damages are obtained. Commensurate with the extent of the injuries and related medical bills.
Call Us Today, We Can Help
If you have an injury from an automobile accident, call us today. We can help you get the compensation your deserve.