Temporary disability benefits are important considerations for any worker who is injured on the job.
When you file a case, not only are you filing for compensation, but also the right to work while waiting on medical diagnosis. This article will discuss how temporary disability benefits can help in settling your case and what they entail.
Temporary Disability: Temporary disabilities may be caused by accidents on the job, but these injuries can last anywhere between one day to six months depending on your injury severity. If you’ve been injured on the job, it’s important to know what temporary disability benefits are and how they can help you.
Permanent Disability: A person with a permanent disability will receive monthly payments from Social Security and will also be eligible for other state and federal programs, such as Supplemental Security Income (SSI) or Medicaid.
What Are Temporary Disability Benefits?
Temporary disability is a type of workers’ compensation paid to a worker who has been temporarily unable to work as a result of an injury from the job site. This does not apply if the injury is a chronic, cumulative, or progressive disease. In those cases, you will be filing for permanent disability benefits instead.
In general, temporary disability benefits are payable from one day to six months from the date of your accident. Sometimes it may last longer depending on your medical condition and diagnosis. During this time an injured worker can receive these monthly payments while waiting for their case to be settled.
However, temporary disability benefits are only paid to workers who have lost time from work because of the accident. If an injured worker has not missed any work due to the injury, they will not qualify for this payment and may even need to update their medical records in order to show they are unable to work.
How Do I Get Temporary Disability Benefits?
The first step of getting temporary disability benefits is to file a workers’ compensation claim with the state insurance agency. If the claim is accepted, it will be investigated and your employer will then be notified that you’re filing for benefits. You will also need to submit a form called the “B-105” to your employer as well as any receipts or records that support your claim.
Once you file for benefits, an administrative law judge will then determine whether you are eligible to receive them and how much money you should receive each month until your case is closed. If your employer offers other benefits such as hospitalization and prescription coverage, this may affect your case.
How Will Temporary Disability Affect My Settlement?
Temporary disability benefits can be helpful during settlement negotiations. Many workers would rather receive monthly payments than one lump sum payment because it allows them to pay off any debts or bills they have accrued since the accident. This can also give them peace of mind knowing that even if they’re not able to go back to work right away, they can at least cover their living expenses.
At the same time, you won’t want to accept too much from your employer or insurance company because it may decrease the amount you will receive in the long run. Remember, you are filing for permanent disability benefits as well so the more they offer in your settlement now the less they may have to pay you later.
How Long Does My Temporary Disability Last?
Temporary disability can last anywhere between one day to six months depending on the severity of your injury. If an injured worker has not missed any work because of the accident, they will not qualify for this payment.
Once you file for benefits, an administrative law judge will determine how long your temporary disability lasts. Keep in mind that this is only a guideline and it can be extended or shortened depending on any changes to your medical diagnosis or treatment plan.
How Do I Deal With Temporary Disability Insurance?
Once you file for benefits, an Administrative Law Judge will determine how long your temporary disability lasts. Keep in mind that this is only a guideline and it can be extended or shortened depending on any changes to your medical diagnosis or treatment plan. Once your case has been settled, you may need to prepare another form called the “B-5” so your employer can stop withholding money from you.
If your injury was caused by an on the job accident, you may be able to file for temporary disability benefits through workers compensation. If not, there are other types of insurance policies that may provide you with this payment while waiting for your case to be settled.
Contact an Experienced Personal Injury Attorney
As you can see, temporary disability benefits can be complex and demanding. Thankfully, you can trust in the skills of an experienced Jacksonville attorney to help you maximize compensation and present your case.
If you are facing a personal injury case and need legal advice or help with disability benefits, it’s best to speak to an experienced personal injury attorney. Call the team at Wood, Atter & Wolf, P.A. for a consultation to discuss your legal needs.
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If you believe you will need legal representation, call us today. We can help you get through this trying time and get you and your family on the right path.