Long Term Care Insurance

Paying for Long Term Care

The most common question about long term care situations is "how do we pay for all this?"  There are typically three ways to pay for the cost of a long term care event. They are:
  1. Long Term Care Insurance. Most people facing nursing home stays do not have long term care insurance.  This method of payment has only become popular in the last few years with the increase of public awareness.  Long-term care insurance can go a long way towards paying for a long term care event and may keep open additional options (i.e. home health care).
  2. Self Pay. You can always personally pay for long-term care.  However, nursing homes nationally average $72,800.00 per annum.  Locally, costs average between $5,000 and $9,000 per month.  Few people can afford this.
  3. Medicaid. Medicaid is a federally funded and state administered program that pays nursing home costs provided certain income and asset qualifications are met.
Veterans may have some benefits that pay for nursing home care.

If you are a concerned relative or friend of an elderly person who seeks counsel concerning Estate Planning, Elder Law, or Medicaid, Contact Us Online or Call Us at (904) 355-8888 to set up a free consultation and receive our Free North Florida Nursing Home Guide.
CLIENT REVIEWS
  • David Wolf is an excellent attorney. He is my FIRST call when a problem arises. He has represented me on a few matters and guided me on others. He is responsive, professional, and compassionate. If you want a down to earth attorney who will fight for your rights, David Wolf would be a good choice for you.
    ★★★★★
  • I am writing to recommend David as counsel. Our grand daughter was injured in a family daycare and during a very difficult time David provided sound advice even when we were unsure of where to turn. David is sincere in desire to help others, is thorough in his explanation of complicated issues and is personable besides. Thanks for reaching out to us, David. We will forever be appreciative.
    ★★★★★
  • I called Mr. Wolf to consult him about a settlement that was being offered to me due to an auto accident. He took the time to answer all my questions in a kind and honest way, so I decided to let him handle the case. I am very happy I did. He is very nice and professional, and promptly answers emails and calls. I highly recommend Mr. Wolf.
    ★★★★★
  • David is well recognized in the Jacksonville community as tireless advocate for his clients. I would recommend David and his firm for those who have been injured or harmed by the carless of negligence of others.
    ★★★★★
  • David Wolf was able to resolve my situation quickly and efficiently. He is a professional attorney who is not only extremely knowledgeable but also kind and considerate. He took the time to assure me of the results and put my mind at ease. I would recommend him highly and would only retain him for other legal services.
    ★★★★★